If you’re new here, this is the best place to start.
The Tiny Family Office is the working journal of what might genuinely be the smallest family office in the world. This is written for serious investors who are tired of the market noise, written for people who prefer to read rarely and well.
It is my own capital, managed the way endowments and family office manage theirs across equities and alternative asset classes.
About Me
I work as an airline pilot for a major flag carrier and hold an MSc. Alongside my aviation career, I spent many years working inside a family-owned operating business.
That experience shaped how I think about capital. I saw firsthand how markets with low barriers to entry behave, how quickly competitive advantages can erode, and how disruption actually plays out at the operating level.
A windfall forced me to engage deeply with capital markets and wealth management. I had to determine whether external advisors added any value, or whether I needed or rather wanted to do all the work myself.
Today, I am responsible for managing my own capital and that of my family. The Tiny Family Office documents how I allocate that capital across equities and selected alternative strategies, using an endowment-style framework inspired by David Swensen and adapted to my own managed portfolio.
Writing The Tiny Family Office forces me sharpen my decisions, think carefully, and it (hopefully) offers something more useful than the typical finance Substack.
Investment Universe
At the heart of The Tiny Family Office is capital preservation and compounding.
A few guiding principles:
Global equity anchor
A broad global equity exposure (index funds / ETFs) forms the base of the portfolio.
A handful of individual companies
Around that, I add carefully chosen businesses with:
strong moats
recurring or highly visible revenues
solid balance sheets
aligned management and ownership
low risk of disruption
Alternatives for diversification
I diversify with uncorrelated or less correlated assets, such as:
hedge funds / absolute-return strategies
credit / fixed income
insurance risk (catastrophe bonds)
gold or commodities
Owner mindset
I always try to think like a long-term owner, I am not a trader. My whole approach is inspired by people like Warren Buffett, Chris Hohn, Terry Smith, Tom Russo, and David Swensen.
What I don’t do
I do not invest in private-equity funds.
Audience
This publication is for people who take investing seriously:
Private investors with a family-office mindset.
High-income professionals who want a framework.
Portfolio managers, analysts, and active capital allocators.
Independent thinkers and students of investing.
What You’ll Find Here
The full portfolio, updated as it changes with commentary (monthly).
In-depth work on individual companies and broader themes (published when there is something worth publishing).
Thoughts on portfolio construction, risk, and philosophy for the long-term.
Notes on what I am, watching and thinking about as a capital allocator. Books, articles, interviews, papers, podcasts, and ideas worth borrowing from people that are smarter than me.
This is not about weekly market commentary or poorly / quickly researched stock recommendations, you can find many other publications like that on Substack.
Final Word
This project is about long-term thinking, rational allocation, and building something that lasts. I will be here for the next decades.
If that resonates with you, I’m glad you’re here.
Disclaimer: The Tiny Family Office is a personal publication. All content reflects my own opinions, research, and investment decisions. It is provided for informational and educational purposes only and should not be considered financial, legal, or tax advice. I am not acting as your financial advisor. Investing involves risks, including the possible loss of principal. Do your own research or consult with a licensed professional before making any investment decisions.